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How to Get the Best Variable Annuities

With the resurgence of variable annuities as a retirement vehicle, comes a whole new generation of investors who are looking at them for the first time. There is a lot to consider when buying a variable annuity. They are complex instruments to begin with, and the intensively competitive marketplace creates more confusion when trying to […]


What’s the Best Place to Buy Annuities

Since their introduction in the United States over 200 years ago, annuities have stood the test of time as valuable retirement planning vehicle.  After serving a vital role during the economic turmoil of the Great Depression, annuities have evolved and proliferated to the point where buying an annuity today is like walking through a warehouse […]


When to Get an Immediate Annuity

Immediate annuities are designed to do one thing and that is to convert a lump sum of money into a guaranteed stream of income for a predetermined period of time, either a fixed period or for the life expectancy of a person.  That’s it. As simple as that may sound, there are several factors that […]


Who to Get Fixed Annuities From

As annuities gained in popularity back in the 1980’s, the number of products and companies offering them skyrocketed. With over 200 life insurers offering hundreds of different annuity products, the consumer is left bewildered among the overwhelming number of choices. Fixed annuities became especially popular due to the high interest rates that were available back […]


Annuity Fraud: What to Look Out For

Annuity fraud can be committed by the underwriting company, the agent, or both. Fraud is usually associated more with variable annuity products than with fixed annuities, but it can be committed with any product. Agent-driven annuity fraud Generally speaking annuities pay higher commissions to agents than other insurance products. This fact is often the proximate […]